Personal Umbrella Policies

Would you have enough insurance coverage to protect your home, car, future wages, and all of your priceless assets from being used to pay for the expenses if…

• Your dog was to bite a neighbor’s child?
• If there was an accident on your rental property?
• If a fire in your condo spread to other units?

In such a critical situation, having a Personal Umbrella Insurance policy can protect you.

What is umbrella insurance?

It is an added layer of protection above and beyond your auto or home insurance policies in the event you are responsible for property damage or bodily injury to someone else. Frequently overlooked, a Personal Umbrella Liability insurance policy makes sure you are ready for anything and everything.

For example, if you were in a car accident and someone got hurt this type of insurance policy would cover you for damages and excess costs above your auto and home insurance policies. Other examples a Personal Umbrella policy could be applied to include, but are not limited to:

• Accidental injuries on your property,
• Accidents involving your boat, ATV, or other recreational vehicles,
• Defense fees and other legal costs,
• Personal Injury Coverage for claims of libel, slander, and more.

The cost of this type of insurance is minimal in comparison to the comfort of knowing you’re covered. We know sometimes, when it rains, it pours. For those times (and better times, too) we will find the right solution. Since Personal Umbrella Insurance varies depending on your individual needs, it’s important to discuss your options with one of our Connecticut insurance specialists before making a decision. We look forward to connecting – contact us here.